Personal Accident/Illness provides financial protection against the loss of income or revenue in the event of an accident and/or illness. Cover can be purchased by individuals or corporate entities including those working in ‘hotspots’ all over the world and is available for all occupation types.


Strategic Insurance Services Limited as both a Broker and Coverholder at Lloyd’s is well placed to serve both as a traditional broker and as a capacity provider’s agent with easy access to global insurance companies underwriting in London.

Strategic is able to service the most diverse needs when it comes to the provision of Personal Accident/Illness solutions. Our experienced staff have years of expertise in the provision of benefit solutions and niche insurance products, both to individuals and corporate entities. We have the ability to provide these both directly to customers or on a wholesale basis with our global intermediaries.

Strategic provide a number of products globally on behalf of Lloyd’s of London syndicates with much of the insurance underwriting performed in-house under authority delegated to us.

As well as providing traditional coverage such as;

  • Accidental Death
  • Permanent Disability
  • Permanent Total Disability from usual occupation following accident or illness
  • Temporary Total Disability from usual occupation following accident or illness

Additional benefits can also be included to complement the above, such as emergency dental, treatment expenses, counselling expenses, transportation expenses, change of residence expenses, change of workplace expenses and retraining expenses, allowing us to provide a tailored solution.